Retirement / long-term planning
Retirement savings calculator
Compare a starting balance, monthly saving, employer match, time horizon, and assumed return. The estimate is a scenario—not a promise of investment performance or retirement income.
Results are estimates for planning. Review the assumptions and verify important decisions with the right official or qualified source.
step 1 / your inputs
Start with your numbers.
The gray example is only a guide. Replace it with your own number.
step 2 / see your estimate
Your result updates as you type.
Projected balance
$0
$0.00 estimated monthly contribution
Total contributions
$0
Starting balance plus contributions; excludes investment growth
Estimated growth
$0
0 years at the assumed return
Calculated in your browser. No data is sent.
How to use this estimate
- Increase or decrease the return assumption to see how sensitive the result is.
- Employer match rules, vesting, contribution limits, and plan fees can change the real outcome.
- Retirement projections should be revisited when income, savings rate, or the target date changes.
Common questions
Is this my guaranteed retirement balance?+
No. It is a compound-growth scenario. Investment returns, inflation, fees, taxes, contribution limits, and employer-plan rules can change the result.
Does the employer match rate mean I receive that much cash?+
This simple estimate treats the entered match rate as an annual contribution. Check your plan documents for the actual match formula and vesting schedule.
keep exploring
read the guide